01
Ask the question
Describe the market question in plain language, or filter payer-published rates yourself by billing code, payer context, provider, and geography.
Ask about any negotiated rate. Get evidence you can check.
Describe the market question in plain language. OmniRate finds the payer-published negotiated rates behind it, shows the rows and the distribution, and lets you export what you found.
Ask in plain language
Full code explorer
Distributions and percentiles
CSV and Excel exports
Ask about a market, then narrow the answer from statewide coverage to a city, ZIP, or a precise radius around any point on the map.
Every answer is inspectable
The answer opens as rows you can check.
Nothing is a black box. Every response lands in the same workspace as the underlying rate rows and its distribution, so you can read the summary and audit what produced it in the same view.
Tour the workspaceCoverage you can audit
National payer coverage, counted file by file.
OmniRate loads the in-network rate files that Blue Cross Blue Shield licensees, UnitedHealthcare, Cigna Healthcare, and Aetna publish on their monthly cycle, and publishes the processing numbers for each group.
- Rate files loaded
- 11,523
- Rate records
- 412.3M
- Published data processed
- 165.4 TB150.4 TiB
- Publication set
- July 2026
A rate record is one in-network rate object in a payer's published file. File-level outcomes—loaded, empty, unavailable—are published for each group.
See processing coverage by payerOne research workflow
Move from market question to reviewable evidence.
A rate lookup is only useful when the comparison holds together. Asking a question is the fast way in; the filtering, distribution, and underlying rows stay in the same workflow so the answer stays checkable.
02
Validate the comparison
Check the plan, network, provider entity, billing class, setting, and modifiers before treating two published rates as comparable.
03
Take the evidence with you
Review distributions and percentiles, then export the filtered results to CSV or Excel for strategy, client work, negotiation preparation, or diligence.
Evidence before adjectives
Know what the number is—and what it is not.
Payer transparency data is powerful, but only when its boundaries stay visible. Whether you asked the copilot or built the filters yourself, every answer carries the same context fields—and the same limits.
What you can inspect
- Published negotiated rate and rate type
- Payer, reporting entity, plan, and network context
- Provider identifiers, taxonomy, and geography
- Distribution statistics for the selected data
What it does not prove
- What a payer actually paid on a claim
- That a remittance violated your contract
- That every rate is comparable without review
- That bonuses or other contract terms are included
Built for multiple buyers
One rate-intelligence platform. Different decisions.
Providers, consultants, and investment teams use the same payer-published data for reimbursement, market analysis, and diligence.
Reimbursement
Provider organizations
Benchmark rates, prepare for contract reviews, and give finance and contracting teams clear market context.
Explore rate benchmarkingClient analysis
Consultants and advisors
Run repeatable payer, provider, and market comparisons across clients without maintaining a raw-file data pipeline.
Explore provider researchDiligence
PE and investment teams
Pressure-test reimbursement and market assumptions, compare targets or portfolio companies, and flag questions for deeper diligence.
Explore diligence researchChoose your first step
Pick a plan and start querying.
Choose a plan and pay by card. Access opens as soon as payment clears.
Start a subscription
Pick a plan and pay by card. No demo call, no sales cycle, no annual contract required.
See plans and pricingClear boundaries
Answers to common rate-data questions.
Need a different answer? Email info@omnirate.health.
01What data does OmniRate use?
OmniRate organizes in-network negotiated rates that health plans and issuers publish in Transparency in Coverage machine-readable files. These are payer-published rates, not paid claims or remittance data.
02Which payers and codes are covered?
Coverage currently spans the in-network rates loaded from files published by Blue Cross Blue Shield licensees, UnitedHealthcare, Cigna Healthcare, and Aetna, refreshed monthly and typically running one to two months behind the payers' latest files. File counts, rate-record totals, and the publication month for each group are published on the payer coverage pages. The public directory is a focused preview; the full rate explorer covers the complete loaded set with billing-code search, filtering, and export options.
03Can I export a benchmark?
Users with access to the full rate explorer can export filtered rate results to CSV or Excel. Those files can support reimbursement analysis, client work, and diligence, but teams should still validate contract terms and provider context.
04Does a below-market published rate prove underpayment?
No. A published negotiated rate can signal a contract opportunity, but it does not prove what was paid on a claim or whether a remittance violated a contract. Claims and contract terms require separate validation.
Start with evidence
Start with the market question you need to answer.
Pick a plan and pay by card. Access opens as soon as payment clears.